Expert Legal Advisory for Lenders, Borrowers, Investors & Financial Institutions
Why Banking & Finance Law Matters?
Banking and finance law governs the regulation, structuring, and execution of financial transactions, ensuring that businesses, investors, lenders, and financial institutions operate in a legally compliant and financially secure manner. The complexity of financial regulations, risk management, and contractual obligations requires experienced legal guidance to navigate the evolving financial landscape effectively.
At Sahin Legal Consultancy, we specialize in advising businesses, financial institutions, and investors on banking and finance law matters, ensuring they comply with regulatory frameworks, mitigate financial risks, and structure transactions strategically.
With expertise in corporate finance, secured lending, investment regulations, and financial compliance, we help clients negotiate contracts, review financing agreements, and ensure compliance with UK financial laws.
Who We Assist
✔ Banks & Financial Institutions – Advising on regulatory compliance, lending structures, and risk management.
✔ Lenders & Credit Providers – Structuring secured and unsecured loan agreements, credit facilities, and debt restructuring.
✔ Investors & Private Equity Firms – Ensuring legal security in venture capital, private equity, and alternative financing transactions.
✔ Corporations & SMEs – Negotiating business financing, commercial loans, and structured finance agreements.
✔ FinTech & Digital Banking Companies – Advising on financial services regulations, payment systems, and cryptocurrency compliance.
✔ Real Estate & Project Finance Developers – Structuring property financing, development loans, and mortgage-backed securities.
🔹 What an RFL Can Provide in Banking & Finance Law Services
As a Registered Foreign Lawyer (RFL), I provide specialist legal services in contract drafting, financial transaction structuring, and regulatory compliance advisory. While certain financial regulatory matters and litigation require an SRA-regulated solicitor, I assist clients in pre-transaction planning, drafting agreements, and ensuring financial law compliance.
1️⃣ Drafting & Reviewing Loan Agreements
✔ Structuring secured and unsecured loan agreements for businesses and investors.
✔ Ensuring loan repayment terms, interest structures, and collateral agreements are legally sound.
✔ Advising on corporate finance transactions, syndicated loans, and debt restructuring.
📌 Example:
A corporate client secures a £5M business loan. I draft the loan agreement, ensuring compliance with UK financial regulations and lender protection terms.
2️⃣ Corporate & Commercial Finance Advisory
✔ Advising on corporate financing options, working capital arrangements, and cash flow lending.
✔ Drafting and negotiating bridge financing, venture capital investments, and shareholder loan agreements.
✔ Structuring joint venture financing and co-investment strategies.
📌 Example:
A tech startup secures venture capital funding. I structure the investment agreement, ensuring clear equity terms and investor protections.
3️⃣ Real Estate & Property Finance Agreements
✔ Drafting commercial mortgage agreements, property development loans, and structured finance contracts.
✔ Ensuring compliance with UK land registry, property finance laws, and lending requirements.
✔ Advising on leasehold finance, commercial property refinancing, and debt restructuring.
📌 Example:
A developer finances a £50M mixed-use property project. I structure the loan agreement, ensuring compliance with real estate finance laws.
4️⃣ FinTech & Digital Banking Compliance
✔ Advising on UK financial services regulations for digital banks, FinTech platforms, and payment processors.
✔ Structuring agreements for electronic money institutions (EMIs), open banking platforms, and crypto-asset services.
✔ Ensuring compliance with Financial Conduct Authority (FCA) rules, GDPR, and anti-money laundering (AML) laws.
📌 Example:
A digital payment provider launches a cross-border e-wallet service. I ensure regulatory compliance with FCA e-money licensing rules.
5️⃣ Debt Restructuring & Insolvency Advisory
✔ Assisting businesses in negotiating debt restructuring, refinancing, and insolvency planning.
✔ Advising on pre-insolvency workouts, distressed asset sales, and turnaround strategies.
✔ Drafting agreements for business rescue financing and creditor settlements.
📌 Example:
A struggling retailer renegotiates its corporate debt structure. I draft an agreement ensuring lender repayment terms and financial risk mitigation.
6️⃣ Banking Regulations & Financial Compliance
✔ Advising on UK banking laws, capital requirements, and anti-money laundering (AML) regulations.
✔ Ensuring compliance with Consumer Credit Act, FCA guidelines, and financial crime prevention laws.
✔ Drafting compliance policies for financial institutions, investment funds, and banking services.
📌 Example:
A financial institution faces FCA regulatory scrutiny. I assist in ensuring compliance with UK financial regulations and AML policies.
🔹 Expanding Banking & Finance Services Through Law Firm Collaboration (Reserved Legal Services)
While I provide contract drafting, financial structuring, and regulatory advisory services, certain reserved legal activities require collaboration with a UK law firm.
1️⃣ Financial Litigation & Banking Disputes (Reserved Legal Service)
✔ Handling litigation related to loan defaults, fraud, and financial misconduct.
✔ Representing clients in commercial debt recovery and secured lending disputes.
✔ Defending against regulatory enforcement actions and FCA investigations.
📌 Example:
A lender seeks to recover a £10M defaulted loan. While I assist in pre-litigation negotiations, the law firm files a legal claim in court.
2️⃣ Regulatory Licensing & FCA Authorizations (Reserved Legal Service)
✔ Handling applications for FCA authorization and regulatory licensing for financial firms.
✔ Advising on investment fund structuring and regulatory capital requirements.
✔ Representing clients in regulatory hearings and compliance disputes.
📌 Example:
A FinTech company applies for an FCA e-money institution license. While I ensure compliance with regulatory policies, the law firm submits the licensing application.
3️⃣ Investment Funds & Capital Markets Transactions (Reserved Legal Service)
✔ Structuring private equity funds, hedge funds, and venture capital investments.
✔ Handling securities transactions, IPOs, and capital market listings.
✔ Advising on cross-border investment laws and financial risk management.
📌 Example:
A private equity firm launches a £500M investment fund. While I structure the investment agreements, the law firm handles regulatory filings.
Why Choose Sahin Legal Consultancy for Banking & Finance Law Services?
✔ Strategic Finance Advisory & Contract Drafting – Ensuring legally sound and commercially secure financial agreements.
✔ Regulatory Compliance & Risk Management – Aligning transactions with UK financial regulations and global banking laws.
✔ Debt Restructuring & Investment Protection – Helping businesses manage debt risks and optimize financing structures.
✔ Collaboration with UK Law Firms for Financial Litigation – Providing end-to-end banking law support.
✔ Tailored Financial Solutions for Lenders, Borrowers & Investors – Customizing contracts for corporate finance, real estate lending, and digital banking.
📩 Need expert legal assistance in banking and finance law? Contact Sahin Legal Consultancy today for professional advisory services.
